Personal Debts

Track money you owe to others and money others owe to you.

← Back to Personal Finance

Adding a Debt

To add a new debt record:

  1. Navigate to the Debts page under Personal
  2. Click the "+ Add Debt" button
  3. Select the debt type (Money Owed to You or Money You Owe)
  4. Enter the person or company name
  5. Enter the amount
  6. Add an optional description or note
  7. Click "Save" to record the debt

Debt Types

Money Owed to You

Someone owes you money. This could be a personal loan you gave, a shared expense they need to repay, or any other situation where you are owed money.

Money You Owe

You owe money to someone. This could be a loan from family or friends, a credit card balance, or any other debt you need to repay.

Recording Payments

When you make a payment toward a debt:

  1. Find the debt on your Debts page
  2. Click the "Record Payment" button
  3. Enter the payment amount
  4. The remaining balance will update automatically
  5. Once paid in full, mark the debt as cleared

Financial Position Overview

The Personal Dashboard shows your overall debt position:

  • You Owe: Total of all debts you need to pay
  • Owed to You: Total of all money owed to you
  • Net Position: The difference between what you owe and what is owed to you

Clearing a Debt

When a debt is fully paid, you can mark it as cleared. This will archive the debt but keep it in your records for reference. You can view cleared debts by toggling the "Show Cleared" option.

Argent Finance is a product by Ubunifu Labs